News — creditors

As a consumer seeking credit-based financial products or services, you should give yourself every advantage. Virtually all loan grantors utilize your credit report contents to determine whether – and on what terms – they will extend credit to you. What does a credit score report contain? In addition to general personal data such as your address, employer, etc., the main component of your report is debt repayment history. Public record entries such as judgments, liens, and bankruptcies are also recorded. All prior inquiries into your history usually appear in your report, as well. Why do I need to get a...