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How to Budget – Personal Budgeting in Three Easy Steps

budget personal plan

If you are like me, you don’t want to spend any more time than necessary shuffling through receipts, looking over bills, and tracking your money. There are so many more interesting things to do than trying to balance your budget. Hopefully the information in this article can help you organize your personal budget quickly and easily so you have more time to spend on the things you want. First I would like to stress the importance of having a personal budget. When you understand the full value of making and following a personal budget you will see that spending a...

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How Well Do You Budget Your Finances?

budget finance

For this day and age, making up a monthly budget plan is a necessity. But, you don’t have to be a financial wiz to come up with a good system. It’s best not to over think the process. Generally, unless you invest your money, it’s not necessary to rely on any type of financial institution or broker to help you spend and save your money. There are many free and low cost systems that you can run right from your own computer that will keep you in checks and balances every month. Some are more elaborate than others and which...

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10 Ways to Enjoy Life on a Budget

budget economics

In times of economic turmoil, it may be wise to live life on a budget. In fact, you may have a better time because you won’t be keeping up with ‘The Jones’ anymore; you’ll be more relaxed. If you’re scared to live life on a budget, take the fear out by jumping in without hesitation. The quicker you pay off your credit card debt the better. Let’s face it, being $25,000 or more in debt isn’t a way to live — it’s a heavy burden. Relieve yourself of your debts by living life on a budget.10 Full Proof Ways to...

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Christmas Spending

budget christmas spending

So the 2010 Christmas season has come and gone and (according to the data I have heard bantered about) it appears we had a pretty big holiday buying season. I am somewhat surprised as it seems (by the data) people are buying stuff and yet unemployment is still high and the people I know seemed to spend the same amount of dollars or (most likely) less. I am not sure if this is just numbers beating skewed down expectations or real demand. Although Bakersfield stores seemed pretty crowded, I do not think it was more than years past. I wonder...

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