As you no doubt already know there is no way to repair your credit strictly speaking. Hence there is no magic “repair credit” software. Having said this however there are a few tools you can use to help you in your quest to improve your credit from this point forward. The first will help you to repair your credit is a tool to help you pay your bills on time.
Chances are you already have this tool available to you, you are just not aware of it. The bank or credit union that you work with most likely has an online bill payer. By utilizing your bank’s bill payer service you can make it more likely that you will pay your bills on time. By doing this you will help to repair your credit over time as you continue to have positive payment history.
Another great tool you can use to repair credit is to use budgeting software that allows you to track your daily expenditures and your income. This will allow you to plan for the future and to ensure that you are spending money within your budget.
By doing this you can avoid having bad marks on your credit in the future due to insufficient funds to pay your bills. so although it is true that there is no credit repair software as such. There are many tools that you can use to plan for the future and to make sure that you do not forget to pay your bills again. By using these tools and staying consistent in your payment habits your credit will become repaired over time.