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News — bad credit

What Software Is Available to Repair Credit?

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As you no doubt already know there is no way to repair your credit strictly speaking. Hence there is no magic “repair credit” software. Having said this however there are a few tools you can use to help you in your quest to improve your credit from this point forward. The first will help you to repair your credit is a tool to help you pay your bills on time. Chances are you already have this tool available to you, you are just not aware of it. The bank or credit union that you work with most likely has an...

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3 Credit Debt Relief Solutions – How Credit Card Debt Can Be Settled For Less

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As every problem has a solution if you are committed and dedicated to solve it so you should not be worried about your debt because there are many reasonable credit debt relief solutions. Many people abandoned and obscured by the debt due to the world financial crises but intelligent community covered it successfully by implementing on accurate decisions and choosing less costing and more effective ways. The people who were unaware of credit debt relief solutions did their own and destroyed their monetary treasures and become part of the history. The procedures through which the customers might get relaxation on...

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Good Credit Is Your Cutting Edge With Prospective Creditors

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As a consumer seeking credit-based financial products or services, you should give yourself every advantage. Virtually all loan grantors utilize your credit report contents to determine whether – and on what terms – they will extend credit to you. What does a credit score report contain? In addition to general personal data such as your address, employer, etc., the main component of your report is debt repayment history. Public record entries such as judgments, liens, and bankruptcies are also recorded. All prior inquiries into your history usually appear in your report, as well. Why do I need to get a...

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Chapter Seven Bankruptcy: 3 Quick Tips For Preparing Your Chapter Seven Bankruptcy

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If filing chapter seven bankruptcy or even chapter thirteen bankruptcy, seems to be imminent, we seriously recommend that you review this quick start list. Just by beginning to throw specific paperwork into specific boxes, you’re creating a platform that will help make getting organized so much easier. Even, if you’re not sure about really moving forward, following these simple procedures doesn’t take much special effort and will make filing chapter seven bankruptcy that much easier of a decision to make. 1. Start collecting bills for monthly expenses such as: electricity, gas, food, cable, phone, etc. In both Chapter Seven Bankruptcy...

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7 Actions to Avoid Before Filing for Bankruptcy

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If you are considering filing for bankruptcy, here are 7 things you should NOT do. 1. Do not pay back money to friends or relatives. If you have borrowed money from family members or friends, now is not the time to pay them back. If you make any payments like this within one year prior to filing your petition, you must disclose those payments on your bankruptcy petition and to the trustee at your meeting of the creditors. The bankruptcy court considers these to be preferential, insider payments. That means, you are using money that could go to your other...

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