News

That these are extraordinary times is an understatement. Not only have consumers lost confidence in financial systems, but those working within the system share the dreaded feeling of uncertainty. The fundamentals are off and everybody is grasping for ways in which to get back to life before the crisis. But there is no going back. All we can do is reflect on how we got here and move forward. But what does it mean to move forward? Much of the responsibility with this fiasco lies within the financial system itself. There were failures at all levels within the system –...

The state of the economy affects the state of the property market, both directly (sales prices) and indirectly (difficult loans). Without being necessarily experts on the economy, we understand that the way out of the prevailing situation is to encourage development and business expansion, to add confidence to those daring investors, especially those involved in large projects and reduce bureaucracy. We will also add that we need some sort of “economy patriotism” by all of us, so the individual “sacrifice” large or small can benefit the whole country. As we have noted extreme measures do not rally the patriotic feeling...

Environmental site assessments, similar to property condition examinations, may possibly boost the fee of buying a property, but might save massive head aches (and dollars!) in the future. While “ESAs” are certainly not generally carried out to the ordinary residential dwelling, they’re conducted on improved and unimproved business and industrial properties and raw stretch of land as a result of mortgage lender requirement or insurance policy. Important threat or culpability may be minimized through receiving a report, which is necessary for the consumer to assert a protection under federal legal requirements in the case toxins is available and cleaning is...

The national debt of the United States is well over $14 trillion these days. The number is high enough that there is now some actual serious discourse about what to do about it. Unfortunately, we may be moving into a crisis stage that will soon call for draconian changes. The issue is Social Security. Forget everything you’ve heard about the fund. Most of it is off base. Social Security has been a genuinely good entitlement program. Unfortunately, our beloved politicians took a step a few decades back that has turned the program from a friendly little puppy into a snarling...

Environmental site assessments, such as property condition assessments, might add to the value of buying a property, however could help save massive complications (and bucks!) afterwards. While “ESAs” are certainly not ordinarily executed for the normal residential residence, they may be conducted on enhanced and unimproved business and industrial properties and natural terrain as a result of mortgage company prerequisite or plan. Substantial danger or liability can be minimized by receiving a record, which can be necessary for the customer to assert a safeguard under government legal requirements in the case contamination is available and cleaning is needed. The baseline...