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Income tax or taxable income is the amount of money people are entitled to pay to their respective countries from their yearly earnings. That is, if you are an employed citizen of your country, a fixed percentage of your earnings should be paid to the government. Failure to do so is a major crime and punishable under law. Different states and countries have a different method for calculating the amount of taxes a person would have to pay every year. The person’s age, his income, his occupation, the amount of money spent on investment plans, insurance policies, educational plans, etc....

When it comes to financial obligations, enormous amount of credit card debt is the major issue faced by most people all around the world at present. Many people are already drowned into credit card obligations and they find a lot of difficulties in dealing and finally getting rid of it. If you are one of them, it is important that you immediately start taking action. The more you delay figuring out the best solutions for this, the more you will let yourself suffer and face some financial consequences. Make an effort to release yourself from those financial obligations and start...

Having just returned from Houston, on United Airlines Flight #503 to Denver, I was dismayed at both United and the inconsiderate passengers who boarded with oversized ‘roller boards’ and carry-on bags. And many of the passengers had more than one! What happened to the days of overnight cases and SMALL soft-sided bags? So it was no surprise to hear the ticket attendant inform passengers that if they were boarding with the 3rd and 4th groups, there would be no room in the overhead bins and, if their bags didn’t fit under the seat in front of them, they would have...

The tax season is one of those times that we all wait for. Most of us get anxious about our “return on investment” in the sense that we worked hard, paid taxes, and now hope to receive some of that money back. But before hitting the end of the road, we might have to go through a long way, especially if we don’t have much experience in filling out forms for tax return. When filling out tax forms, we need to be sure that we are using the right ones. As we all know, there are so many rules and...

Now you can select from a range of bad credit unsecured credit cards. These financial products have gained popularity among lenders and borrowers alike. Even though availability is great, you should definitely know how to look for the best possible deal and manage your finances effectively. Shop around and look for deals that have high yet reasonable interest rates. You would not want to get a card that will charge you over 20% in terms of interest. Be careful about products that come with a range of extra benefits and dividends. These deals are usually quite good, but sometimes they...