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News — loans

A Good Credit Score Means More Than Just Getting a Loan

credit credit score loans

When you think of the benefits of having a good credit score, you usually start with how your score affects your ability to get financing. A good score makes it easier to get a loan such as a car loan or mortgage, and it is key in getting a low-interest rate. A bad credit score will make lenders leery of giving you money so even if they are willing to approve your application (something that certainly isn’t a sure thing now days), they are going to make you pay more for the loan in the form of higher interest rates...

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Tenant Loans Explained

budget loans tenant

Tenant loans are loans offered to people who are unable to offer a house as collateral for a loan, quite simply because they have no house to put up. It is fast cash without risk. As the name suggests they are for ‘tenants,’ i.e. people staying in rented places because they do not have their own place and hence are not obliged to offer immovable property as collateral. For that matter, applicants for tenant loans are not required to offer any collateral- immovable property or otherwise- making the loan “unsecured.” This attracts high interest rates, higher than that for secured...

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